Cybersecurity Basics Every Ghanaian Must Know in 2025
Ghana loses hundreds of millions of cedis to cybercrime every year. Sakawa (online fraud) has made Ghanaians aware of the threat but many do not know how to protect themselves.
Here are the 8 cybersecurity basics every Ghanaian — especially those in business — must know:
1. STRONG PASSWORDS
Use a different password for every account. Use a password manager like Bitwarden (free). Never use your phone number or birthday as a password.
2. TWO-FACTOR AUTHENTICATION (2FA)
Enable 2FA on your email, Mobile Money account, and banking apps. This means even if someone steals your password, they still cannot get in without your phone.
3. PHISHING AWARENESS
Ghanaian banks and MoMo providers NEVER ask for your PIN via SMS, WhatsApp, or phone call. If you receive this, it is fraud. Hang up immediately.
4. SECURE YOUR MOBILE MONEY
Never share your MoMo PIN with anyone — family included. Change your PIN regularly. Log out of MoMo apps on shared phones.
5. PUBLIC WI-FI RISKS
Public Wi-Fi at cafes, malls, and airports in Accra can be monitored. Never do banking or send sensitive information on public Wi-Fi.
6. SOCIAL MEDIA OVERSHARING
Ghanaians share too much on social media — travel plans, home locations, business income. This information can be used by criminals for targeted scams or physical theft.
7. UPDATE YOUR APPS AND PHONE
Security patches are released regularly. An outdated phone is a vulnerable phone. Enable automatic updates.
8. BACK UP YOUR DATA
Use Google Photos for your images (free 15GB). Use Google Drive for documents. If you lose your phone, you do not lose your life.
Share this post — it could save someone from a costly cybercrime.